An Exclusive Benefit for Members of:

 Independent Community Bankers of South Dakota Independent Community Bankers Association of New Mexico  Independent Banks of
South Carolina 
Community Bankers of
Independent Bankers
Association of Texas 

Legal Ease

Legal Ease is a ‘question of the week’ chosen from actual calls and emails received by our compliance team. Specific questions posed by community bankers are answered in an easy to understand format. Citations to relevant regulations and commentary are routinely provided. A ‘compliance tip’ is usually included at the bottom of each Legal Ease as a best practice or something to watch out for. Past Legal Ease are included in a searchable archive here

Question of the Week

We have a CD product that by contract allows a customer to make deposits during the grace period between maturity and renewal. Would that product qualify for the exceptive relief from the Beneficial Ownership rules?

Learn the answer here.

Compliance Round Tables

The December Compliance Hot Topics Roundtable is scheduled for December 20th from 1:00 to 2:00 CST. Click here to register. 

Featured Resources

Latest Guidelines Latest Overviews 
  • Consumer Purpose Loans
  • Federal Regulatory References
  • Alterations
  • Midnight Deadline to Return

Click here to view and download all guidelines and overviews in the archive.